5. “Forgive us our debts, as we also have forgiven our debtors”
Most of us find it very hard to say, simply, “I was wrong.” Since Adam blamed Eve in the garden, we have reached for excuses before honesty. Notice that Jesus does not teach us to pray, “Forgive us if we have debts.” He teaches us to tell the truth about ourselves.
The early theologian Origen described three kinds of debt: what we owe to others, what we owe to ourselves, and what we owe to God, to love him with our whole being. And our debt is not only the wrong we have done, but the good we have left undone.
Our instinct with debt is to pay it down: pray more, serve more, give more, until the good outweighs the bad. But this is a debt none of us can pay. The good news is that God has paid it for us. He “forgave us all our sins, having cancelled the charge of our legal indebtedness, which stood against us and condemned us; he has taken it away, nailing it to the cross” (Colossians 2:13–14). The one who teaches us to pray “forgive us our debts” is the one who paid them.
So confession is not a matter of beating ourselves up. “God’s kindness is intended to lead you to repentance” (Romans 2:4). The Spirit convicts us so that we can heal and flourish. The enemy condemns us, telling us our failure is all we are. But “there is now no condemnation for those who are in Christ Jesus” (Romans 8:1).
This is the only line of the prayer that Jesus comments on afterward (Matthew 6:14–15). In the parable of the unmerciful servant (Matthew 18:21–35), a man forgiven an unpayable debt goes out and chokes someone who owes him a little. We are outraged, until we realize the parable is about us. The mercy we receive from God is meant to become the mercy we extend.
This is not easy, and Jesus never pretends it is. C. S. Lewis admitted that everyone says forgiveness is a lovely idea “until they have something to forgive.” (Mere Christianity) Our culture of retaliation trains us in revenge. In Scripture, forgiveness is a sign of the Spirit’s supernatural power: Jesus on the cross praying, “Father, forgive them” (Luke 23:34), and Stephen, full of the Spirit, praying the same for those stoning him (Acts 7:60).
If the word forgiveness is painful for you, please hear this:
Forgiveness does not deny what happened, or say it didn’t matter.
Forgiveness is not “forgive and forget.”
Forgiveness does not mean staying in an abusive situation, or removing boundaries with someone who is still unsafe.
Forgiveness does not cancel the pursuit of justice. It hands vengeance to God: “Do not take revenge… It is mine to avenge; I will repay, says the Lord” (Romans 12:19).
No one should be pressured to forgive before they are ready. Some wounds are so deep that we are not yet able to write a blank cheque. If that is you, your prayer today may simply be: Father, meet me where I am. Bring healing, until forgiveness can become my next step.
For reflection and study
1. Read 1 John 1:9. What does God want you to do with your sin? What does that mean?
2. In forgiving us, how is God described? What has he promised to do?
3. Read Hebrews 10:17. If you have already confessed your sin to God, why is it unnecessary to keep carrying guilt for it?
4. What is the difference between the Spirit’s conviction and the enemy’s condemnation? Which voice have you been listening to?
5. Why do you think Jesus ties our forgiveness to our forgiving others?
6. Is there a debt the Spirit is inviting you to bring to the Father? Is there a debtor you could begin to entrust to him?